Subtraction
Hero

Banking Features Built
For Speed

Stop wrestling with outdated banking tools.
Get features that actually work the way you do.

SAVE 3-5% ON EVERY INTERNATIONAL PAYMENT
True Global Banking
Not Just Marketing Talk
Batch Payment Successful
Transaction Completed:
Pay 50 contractors in 20 countries
Line stroke
50 payments processed with one click
+5

Local Account Details Everywhere

Get paid like a local in every major market. No more losing clients to "international transfer fees."

RectangleArrow forward
JW
You sent jenny Wilson
USD 20k

Same-Day Domestic, Next-Day International

Your money moves at internet speed, not banking speed. Send $10,000 to London faster than your lunch delivery.

Batch Payment Successful
Transaction Completed:
Pay 50 contractors in 20 countries
Line stroke
50 payments processed with one click
+5

Batch Payments
for Teams

Pay 50 contractors in 20 countries with one click. Your Thursday evening just got freed up.

RectangleArrow forward
JW
You sent jenny Wilson
USD 20k
Line stroke
View Receipt
Upto 0%
Cashback On All Spending
Rectangle
0k+
Happy Customers
Batch Payment Successful
Transaction Completed:
Pay 50 contractors in 20 countries
Line stroke
50 payments processed with one click
+5
Banking Should Feel Like Magic.
Now It Does
Line stroke
Powered by OpenAI GPT-4, AWS Bedrock, and Amazon SageMaker, Clutched Bank's AI doesn't just answer questions -it predicts problems before they happen.
ProfileArrow forward
JW
You sent Jenny Wilson
USD 20k
ProfileArrow forward
RF
You sent Robert Fox
USD 15k
ProfileArrow forward
SM
You sent Sarah Miller
USD 30k
ProfileArrow forward
DC
You sent David Chen
USD 25k

Conversational Banking

"Send $5,000 to Sarah for the design work." Done. No forms. No clicks. Just ask

Mask group

Fraud Detection That Works

Real-time analysis of every transaction. Suspicious patterns flagged instantly. Your money protected before problems start.

Received from John
USD 60k
Received from Akinpelu
USD 20k
Total Balance
$4,300
+14%
10k
4k
2k
0
S
M
T
W
T
F
S
S

Conversational Banking

"Send $5,000 to Sarah for the design work." Done. No forms. No clicks. Just ask

Mask group

Predictive Cash Flow

Know your balance next week, next month, next quarter. Make decisions with confidence, not guesswork.

Cards That Pay You,
Not the Other Way Around
Most business cards give you 1% cashback on "select categories" or require you to jump through hoops. We give you 2% on everything. No categories. No limits. No fine print. Create unlimited virtual cards in seconds. Set vendor-specific limits. Get real-time spending alerts. Pause or delete cards instantly if something looks fishy.
Vendor-Specific Controls
Give your designer a card that only works on Adobe. Give your marketer a card capped at $500/month for ads. Sleep better at night.
Real-Time Expense Tracking
Every swipe automatically categorized, reconciled, and ready for your accountant. Close your books in hours, not days.
Mask group
Expense of Month
$4,300
+14%
10k
4k
2k
0
S
M
T
W
T
F
S
S
Compared to $890 last month
$1,324
+4.5%
Cashback
Crypto Trading Without
the Crypto Headaches
Owered by Fireblocks—the same custody technology used by major exchanges and banks—your crypto is protected by military-grade security while staying accessible in seconds.

Trade Bitcoin, Ethereum, USDC, and USDT directly from your business account. No separate apps. No complex wallets. Just simple, secure digital asset management.
Multi-Party Computation (MPC)
Your keys are split across multiple secure locations. Even if one is compromised, your crypto stays safe.
MPC
Instant Crypto-to-Fiat Conversion
Got paid in Bitcoin? Convert to USD in seconds. Need to pay a contractor in USDC? Done.
Swap
0.0043 |
Available: BTC 0.154322
Btc
BTC
Chevron down
Get
447.71 |
Available: $123,216.00
Cryptocurrency usd
USD
Chevron down
Convert
Built-In Compliance
KYC/AML handled automatically via Sumsub. Stay compliant without the headache.
KYC
Cold Storage with Hot Wallet Speed
Your crypto is stored offline for maximum security, but accessible instantly when you need it.
ImageImage
Protected Like a Fortune 500. Accessible Like a Startup.
SOC 2 Type II certified. PCI DSS compliant. ISO 27001 certified. We take security so seriously, it's boring. But that's exactly how it should be.

256-bit encryption everywhere. Mandatory multi-factor authentication. Real-time transaction monitoring. Your money is protected by the same security protocols used by banks, but without the 1990s user experience.
FDIC Insurance Up to $250K
Your deposits are protected through our partner banks, Column N.A. and Piermont Bank, both FDIC members.
Real-Time Fraud Detection
AI monitors every transaction. Suspicious activity flagged instantly. You're notified before problems become disasters.
Granular Permission Controls
Set exactly what each team member can do. View-only access for your accountant. Limited spending for contractors. You're in total control.
How We Stack Up Against Old-School Banking
Line stroke
Feature
Clutched Bank
Traditional Banks
Other Fintechs
Multi-Currency Accounts
check30+ currencies
crossUSD only
checkLimited currencies
Wholesale FX Rates
checkNo markup
cross3-5% markup
checkSmall markup
Crypto Integration
checkBuilt-in via Fireblocks
crossNot supported
crossRare
AI Financial Assistant
checkGPT-4 powered
crossNo AI features
crossBasic chatbot
Cashback
check2% on everything
crossNone
check1% on select
Virtual Cards
checkUnlimited
crossLimited or paid
checkLimited
Account Opening Time
check10 minutes
crossDays to weeks
checkHours
Free Domestic Wires
checkUnlimited on Premium
cross$25-50 per wire
checkLimited free
Customer Support
check24/7 chat, 3-min response
crossBusiness hours only
checkEmail support
API Access
checkFull API on Business plan
crossEnterprise only
checkLimited API

Get started in minutes not days

Join over 2,000+ businesses already using Clutched Bank.